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RILAs

Registered index-linked annuities

A retired couple and their financial professional discuss the performance of the retiree's registered index-linked annuity from TruStage™.

Solutions created to address a range of needs as diverse as your clients

Financial circumstances vary from person to person — and from one life stage to the next. Client concerns about accumulation, income and legacy can arise at different times, or all together. A registered index-linked annuity (RILA) may offer a solution. It’s linked to the performance of a market index to calculate gains or losses, offering clients growth opportunities they might not otherwise seek.

TruStage™ RILAs underwritten by MEMBERS Life Insurance Company help address accumulation, income and legacy goals. Here are three key RILA features to discuss with your clients:

Downside protection

Your clients choose the level of risk they’re comfortable with. With different options available for protection, they are able to dial in their comfort zone.

Upside potential

Unlike other conservative investments, RILAs offer your clients a way to participate in market growth, so they can take advantage of the market’s upside.

Dialed-in comfort zone

A personalized comfort zone helps your client lock in their gains and lock out losses.

Explore other TruStage™ annuity products

Fixed annuities

You can offer a stable, tax-deferred way for risk-averse clients to grow their savings and guarantee income to help pay for retirement.

Learn more 

Income annuities

Clients nearing (or in) retirement may need help creating a strategy for a steady stream of income.

Learn more

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