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A complete retirement solution

Strategies to help drive financial security

Build a strong and equitable culture that helps you stay competitive and deliver on your purpose. Retirement Solutions from TruStage™ provides the performance, products, service, and scalability that builds relationships and gets results.

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Develop custom solutions to achieve your goals

Our plans take a customized approach using a variety of retirement solutions and technologies, making it easier for financial professionals, TPAs, sponsors and participants to manage. From a standalone 401(k) or 403(b) plan to the benefits of cash balance, the right option for every business owner or credit union is just a conversation away.

 

Defined Contribution Plans

View a comprehensive, flexible selection of plan types and services to support your goals with a defined contribution (DC) plan. Stay within compliance regulations with our secure plan administration, recordkeeping, fiduciary support and more.

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Defined Benefit Plans

A defined benefit (DB) plan can help employers of all sizes attract and retain talent — and a cash balance plan is a “hybrid” plan that combines features of both defined benefit and defined contribution plans. With decades of defined benefit and actuarial experience, we can help manage the added complexity, responsibility and risk.

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Non-Qualified Plans

Improve your executive compensation program benefit by adding long-term incentives to motivate and retain key employees. Participating in a non-qualified deferred compensation plan that is not limited by testing failures or deferral limits — combined with a qualified retirement plan — helps your key executives achieve their retirement goals.

Solutions designed for scale

Leverage flexible options designed to meet participants’ unique needs and help take the guesswork out of retirement.

Open architecture

  • No proprietary fund or asset requirements
  • Mutual funds traded on the National Securities Clearing Corporation (NSCC)
  • Collective investment trusts, electronic funds transfer, self-directed brokerage, managed accounts, target date funds
  • Custom model portfolios created by the financial professional

Revenue neutral

All revenue sharing is returned to the plan. Participants creating revenue share will receive it and an ERISA budget option.

Simplified plan management

  • Optional fiduciary services 3(38) and 3(21)
  • Auditor tools and support
  • Payroll integration
  • Single point of contact
  • Online dashboard including vital plan health performance networks

Fee transparent

  • Our fees are clearly disclosed
  • Not based on proprietary fund requirements
  • No additional fees for virtual education support
  • Robust, no-cost financial wellness program

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