Registered index-linked annuities

Solutions created to address a range of needs as diverse as your clients

Financial circumstances vary from person to person — and from one life stage to the next. Client concerns about accumulation, income and legacy can arise at different times, or all together. A registered index-linked annuity can offer a solution. It’s linked to the performance of a market index to calculate gains or losses, offering some clients growth opportunities they might not otherwise seek.

The two annuities below can help address accumulation and legacy goals, and the TruStage™ Zone Income Annuity underwritten by MEMBERS Life Insurance Company can help clients with income goals, too. Here are three key RILA features to discuss with your clients:

Downside protection

Your clients get to decide the level of risk they’re willing to accept. Once they set their limit, your client can't lose more than that, no matter what happens in the market.

Upside potential

Unlike savings accounts or other conservative investments, Zone products can offer your client a way to participate in market growth, so they can earn interest linked to market performance, up to the cap corresponding to their loss limit.

Limit risk

A personalized comfort zone lets your client lock in their gains and lock out losses.