TruStage™ ZoneChoice Annuity
Many traditional investments can have potential for significant gains — but they can’t protect against catastrophic losses when markets drop. Meanwhile, “safe” investments can lack opportunities for growth.
Seek growth opportunities, protect a nest egg... or both?
TruStage™ ZoneChoice Annuity underwritten by MEMBERS Life Insurance Company is a registered index-linked annuity that lets clients craft a personalized strategy that balances growth potential and downside risks all in one investment.
Take the complexity out of planning for retirement
What advisor challenge is your firm trying to solve?
The advisor challenge TruStage is focused on solving is taking the complexity out of planning for retirement. We believe a brighter financial future should be accessible to everyone. However, the complexities of retirement planning can deter people due to the immense information to navigate.
The way TruStage solves this challenge is by leveraging feedback from financial professionals to design annuities that are simple to explain and understand through the use of our interactive tools. We recognize that people learn in different ways. This is why our simple to use tools present information in a variety of ways, giving advisors choices on how to best educate their clients. This empowers clients to feel confident in their understanding of our annuities and how our annuities can be used to meet their goals as well as their unique risk tolerance. We believe this will ultimately leads to the best possible financial outcomes.
Disclosure:
TruStage™ Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state and may not be available in all states or through all broker/dealers.
© TruStage
GA-6874637.1-0824-0926
The advisor challenge TruStage is focused on solving is taking the complexity out of planning for retirement. We believe a brighter financial future should be accessible to everyone. However, the complexities of retirement planning can deter people due to the immense information to navigate.
The way TruStage solves this challenge is by leveraging feedback from financial professionals to design annuities that are simple to explain and understand through the use of our interactive tools. We recognize that people learn in different ways. This is why our simple to use tools present information in a variety of ways, giving advisors choices on how to best educate their clients. This empowers clients to feel confident in their understanding of our annuities and how our annuities can be used to meet their goals as well as their unique risk tolerance. We believe this will ultimately leads to the best possible financial outcomes.
Disclosure:
TruStage™ Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state and may not be available in all states or through all broker/dealers.
© TruStage
GA-6874637.1-0824-0926
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- TruStage™ ZoneChoice Annuity is a registered index-linked annuity that includes 12 distinct accounts within one product.
- With ZoneChoice, your clients can allocate their purchase payment to different accounts to create a personalized strategy to balance growth potential and protection.
- Clients receive interest linked to the performance of one or more market indexes or a declared rate account.
- Dollars linked to an index lock in earnings based on the change in the index value from the start to the end of the account interest term, including 1-year and 6-year account options.
- Clients can select from buffers, floors, a declared rate account or a combination.
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- Clients can select their preferred combination of buffers and floors to strike an ideal balance of tax-deferred growth potential and protection against dramatic loss.
- There are no surprises and no explicit fees — so what your clients see is what they get.
- In times of critical need or health hardships, clients have the ability to access the contract value.
- Death benefit protection helps clients provide for their loved ones.
100 Best Annuities
TruStage™ ZoneChoice Annuity is recognized by Barron's in the Top 100 Best Annuities.1