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09/13/2024

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TruStage™ Zone Income Annuity

A retired couple plants flowers and feels secure about their financial future, thanks to their TruStage™ Zone Income Annuity.

Growth potential that starts today, plus predictable lifetime income for the future

Clients who choose TruStage™ Zone Income Annuity, underwritten by MEMBERS Life Insurance Company, can participate in index-linked gains while guaranteeing a reliable source of future funds. It’s an all-in-one retirement strategy that puts growth potential within reach yet offers a measure of downside protection — plus predictable lifetime income.

Zone Income graph

Product information

Zone Income Calculator

TruStage™ Zone Income client guide

TruStage™ Zone Income current rates

TruStage™ Zone Income current rates — GLWB payout rates

TruStage™ Zone Income prospectus

TruStage™ Zone Income fact sheet

 

XBRL

XBRL Taxonomy File 1: April 13, 2021
XBRL Taxonomy File 2: April 13, 2021
XBRL Taxonomy File 3: April 13, 2021
XBRL Taxonomy File 4: April 13, 2021
XBRL Taxonomy File 5: April 13, 2021
XBRL Form S-1 – April 13, 2021

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100 Best Annuities

TruStage™ Zone Income Annuity, underwritten by MEMBERS Life Insurance Company, is recognized by Barron's in the Top 100 Best Annuities.1

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An older couple check their retirement portfolio via smartphone which includes a TruStage™ Zone Income RILA.

How does TruStage™ Zone Income Annuity work?

  • Clients receive interest linked to the performance of one or more market indexes or a declared rate account2.
  • Clients choose how they’ll participate in the market by setting their guaranteed floor, ranging from 0% to -10%.
  • Clients can change their “comfort zone” every year.
  • They enjoy a Guaranteed Lifetime Withdrawal Benefit, or protected income for life, which has the potential to grow along with their benefit base.

Why do investors choose it?

  • They want double-digit upside growth potential.
  • They’re interested in guaranteed lifetime income.
  • They value personalized, guaranteed loss protection.
  • Flexibility allows them to adjust their custom "comfort zone" or their withdrawal payment.
  • A return of purchase payment (ROP) death benefit that ensures the client's beneficiaries will receive a sum equal to the original purchase payment adjusted for any withdrawals or for contract value, whichever is greater.
  • Allocate client purchase payments into index options or a declared rate account. Clients are able to choose a floor ranging from 0 to -10%.
A retiree and his financial professional discuss performance of their TruStage™ Zone Income registered index-linked annuity.

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Our experienced wholesaling team, dedicated call center, consumer marketing materials and web-based sales tools and resources make it easier for appointed financial professionals to connect clients with annuity solutions.

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Explore other TruStage™ annuity products

Fixed annuities

You can offer a stable, tax-deferred way for risk-averse clients to grow their savings and guarantee income to help pay for retirement.

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Income annuities

Clients nearing (or in) retirement may need help creating a strategy for a steady stream of income.

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