TruStage™ Zone Income Annuity
Growth potential that starts today, plus predictable lifetime income for the future
Clients who choose TruStage™ Zone Income Annuity, underwritten by MEMBERS Life Insurance Company, can participate in index-linked gains while guaranteeing a reliable source of future funds. It’s an all-in-one retirement strategy that puts growth potential within reach yet offers a measure of downside protection — plus predictable lifetime income.
100 Best Annuities
TruStage™ Zone Income Annuity, underwritten by MEMBERS Life Insurance Company, is recognized by Barron's in the Top 100 Best Annuities.1
How does TruStage™ Zone Income Annuity work?
- Clients receive interest linked to the performance of one or more market indexes or a declared rate account2.
- Clients choose how they’ll participate in the market by setting their guaranteed floor, ranging from 0% to -10%.
- Clients can change their “comfort zone” every year.
- They enjoy a Guaranteed Lifetime Withdrawal Benefit, or protected income for life, which has the potential to grow along with their benefit base.
Why do investors choose it?
- They want double-digit upside growth potential.
- They’re interested in guaranteed lifetime income.
- They value personalized, guaranteed loss protection.
- Flexibility allows them to adjust their custom "comfort zone" or their withdrawal payment.
- A return of purchase payment (ROP) death benefit that ensures the client's beneficiaries will receive a sum equal to the original purchase payment adjusted for any withdrawals or for contract value, whichever is greater.
- Allocate client purchase payments into index options or a declared rate account. Clients are able to choose a floor ranging from 0 to -10%.
Get started with us
Our experienced wholesaling team, dedicated call center, consumer marketing materials and web-based sales tools and resources make it easier for appointed financial professionals to connect clients with annuity solutions.
Explore other TruStage™ annuity products
Fixed annuities
You can offer a stable, tax-deferred way for risk-averse clients to grow their savings and guarantee income to help pay for retirement.
Learn moreIncome annuities
Clients nearing (or in) retirement may need help creating a strategy for a steady stream of income.
Learn more