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Video
How can I find out if I am a life insurance beneficiary and locate the policy in question?
It's not unusual to have some questions about a loved one’s life insurance arrangements. Watch this video to learn more about how to locate a life insurance policy document and how to confirm if you’re a life insurance beneficiary.
April 17, 2025
2 min and 5 sec watch

00:02:96 - 00:06:50
How can I confirm if I am a life insurance beneficiary,
00:06:51 - 00:09:51
and how can I find a missing policy?
00:09:80 - 00:11:47
If you're not sure whether your loved one
00:11:47 - 00:15:06
has a life insurance policy or if you're a beneficiary,
00:15:06 - 00:18:06
there are a few steps you can take to find out.
00:18:31 - 00:24:32
Start by looking for the insurance policy itself, either a hard copy or a digital version.
00:24:52 - 00:29:95
If you can't find the policy, you may be able to try looking in personal records or documents
00:29:95 - 00:35:20
such as tax returns, bank statements, mail, or public records.
00:34:95 - 00:38:71
Other family members, close friends, or trusted confidants
00:38:71 - 00:44:62
such as financial advisors, accountants, or a personal lawyer may also be able to help.
00:44:96 - 00:47:21
If they know the name of the insurance company,
00:47:21 - 00:51:22
you can contact the company and ask for help with the claim process.
00:52:09 - 00:56:51
Many people purchase life insurance at the same time as another policy.
00:56:56 - 00:59:14
If your loved one had home or auto insurance,
00:59:14 - 01:02:15
you can contact the company to ask about life insurance.
01:03:06 - 01:06:90
You could also try getting in touch with your loved one’s former employer,
01:06:90 - 01:11:91
union, or other professional organization to find out if they offer coverage.
01:12:99 - 01:16:91
If your family members or other contacts are unaware of a policy,
01:17:08 - 01:20:50
there are several online resources available to help you search.
01:21:37 - 01:24:88
As you're going through the process of finding your loved one’s policy,
01:24:88 - 01:28:34
it's a good idea to think about planning for your own future too.
01:29:21 - 01:32:97
Make sure your loved ones know about your life insurance policy,
01:32:97 - 01:36:22
who the beneficiaries are, and where to find it.
01:36:81 - 01:40:81
Keep at least two copies of your policy in a safe but accessible place,
01:41:14 - 01:43:98
one at home, and one in another location.
01:44:81 - 01:49:82
With planning, you can help make it simple for your loved ones to get the information they need.
01:50:99 - 01:54:91
Want to learn more about life insurance beneficiaries and coverage?
01:54:91 - 01:58:28
Explore and get answers at www.trustage.com.
How can I confirm if I am a life insurance beneficiary,
00:06:51 - 00:09:51
and how can I find a missing policy?
00:09:80 - 00:11:47
If you're not sure whether your loved one
00:11:47 - 00:15:06
has a life insurance policy or if you're a beneficiary,
00:15:06 - 00:18:06
there are a few steps you can take to find out.
00:18:31 - 00:24:32
Start by looking for the insurance policy itself, either a hard copy or a digital version.
00:24:52 - 00:29:95
If you can't find the policy, you may be able to try looking in personal records or documents
00:29:95 - 00:35:20
such as tax returns, bank statements, mail, or public records.
00:34:95 - 00:38:71
Other family members, close friends, or trusted confidants
00:38:71 - 00:44:62
such as financial advisors, accountants, or a personal lawyer may also be able to help.
00:44:96 - 00:47:21
If they know the name of the insurance company,
00:47:21 - 00:51:22
you can contact the company and ask for help with the claim process.
00:52:09 - 00:56:51
Many people purchase life insurance at the same time as another policy.
00:56:56 - 00:59:14
If your loved one had home or auto insurance,
00:59:14 - 01:02:15
you can contact the company to ask about life insurance.
01:03:06 - 01:06:90
You could also try getting in touch with your loved one’s former employer,
01:06:90 - 01:11:91
union, or other professional organization to find out if they offer coverage.
01:12:99 - 01:16:91
If your family members or other contacts are unaware of a policy,
01:17:08 - 01:20:50
there are several online resources available to help you search.
01:21:37 - 01:24:88
As you're going through the process of finding your loved one’s policy,
01:24:88 - 01:28:34
it's a good idea to think about planning for your own future too.
01:29:21 - 01:32:97
Make sure your loved ones know about your life insurance policy,
01:32:97 - 01:36:22
who the beneficiaries are, and where to find it.
01:36:81 - 01:40:81
Keep at least two copies of your policy in a safe but accessible place,
01:41:14 - 01:43:98
one at home, and one in another location.
01:44:81 - 01:49:82
With planning, you can help make it simple for your loved ones to get the information they need.
01:50:99 - 01:54:91
Want to learn more about life insurance beneficiaries and coverage?
01:54:91 - 01:58:28
Explore and get answers at www.trustage.com.
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