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How can I find out if I am a life insurance beneficiary and locate the policy in question?

It's not unusual to have some questions about a loved one’s life insurance arrangements. Watch this video to learn more about how to locate a life insurance policy document and how to confirm if you’re a life insurance beneficiary.
April 17, 2025
2 min and 5 sec watch
A man and woman sort through documents at a desk to locate a loved one's life insurance policy.
00:02:96 - 00:06:50
How can I confirm if I am a life insurance beneficiary,

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and how can I find a missing policy?

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If you're not sure whether your loved one

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has a life insurance policy or if you're a beneficiary,

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there are a few steps you can take to find out.

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Start by looking for the insurance policy itself, either a hard copy or a digital version.

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If you can't find the policy, you may be able to try looking in personal records or documents

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such as tax returns, bank statements, mail, or public records.

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Other family members, close friends, or trusted confidants

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such as financial advisors, accountants, or a personal lawyer may also be able to help.

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If they know the name of the insurance company,

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you can contact the company and ask for help with the claim process.

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Many people purchase life insurance at the same time as another policy.

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If your loved one had home or auto insurance,

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you can contact the company to ask about life insurance.

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You could also try getting in touch with your loved one’s former employer,

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union, or other professional organization to find out if they offer coverage.

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If your family members or other contacts are unaware of a policy,

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there are several online resources available to help you search.

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As you're going through the process of finding your loved one’s policy,

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it's a good idea to think about planning for your own future too.

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Make sure your loved ones know about your life insurance policy,

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who the beneficiaries are, and where to find it.

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Keep at least two copies of your policy in a safe but accessible place,

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one at home, and one in another location.

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With planning, you can help make it simple for your loved ones to get the information they need.

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Want to learn more about life insurance beneficiaries and coverage?

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Explore and get answers at www.trustage.com.

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