How do I file a life insurance claim?

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Filing a claim doesn't have to be a difficult process.

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Here's what to prepare when it's time to file a life insurance claim.

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Gathering information and documents

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before you make the claim can help simplify the process during a difficult time.

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You’ll want to have the insured’s name, date of birth, and policy number.

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You’ll want to have the death certificate on-hand.

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And if you're not the policy's beneficiary,

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you may be asked for the beneficiary’s address.

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In some circumstances, you will be asked for additional documentation,

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for instance, if the policy was in effect for less than two years,

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if the policyholder’s death was due to an accident,

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or if the beneficiary is an estate or trust.

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Have more questions about life insurance?

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Get answers and explore more at trustage.com.