Homeowners insurance quiz

Homeowners insurance can help cover the damage or loss of your home or personal property following a natural disaster, theft, or vandalism. In addition to the structure of your home, homeowners insurance covers your personal belongings inside and outside the home. Most policies also include liability coverage that will pay for damages caused by homeowner negligence. The amount of coverage that may be right for you is based on your individual needs and property.

Being able to afford a home means more than paying the mortgage. You also have taxes, home insurance, and more. This free calculator will help you see what a home really costs.

The typical homeowners insurance plan helps protect you against damage to your physical home. Some policies also extend protection to include other buildings or attachments on the property, such as a garage. But what about your personal items? Most home insurance policies include some coverage for personal items. How much coverage could depend on which kind you choose.