Performance Information:

Performance Summary-Issued prior to 05/01/2009

Performance Summary-Issued 05/01/2009 or after

Product and Subaccount Documents:

Product Documents include the associated Product Prospectus and Product Supplements.

Subaccount (Fund) Documents include Summary Prospectus, Statutory Prospectus, Statement of Additional Information (SAI), Annual Report, Semi-Annual Report, and Quarterly Portfolio Holdings.

MEMBERS Variable Annuity III - Standard Product Prospectus and Product Supplements