What is a contingent beneficiary—and why are they important?

If you’re going through the process of applying for life insurance, you may be asked to name a “contingent beneficiary.” What does this term mean, and how and why is a contingent beneficiary used? Read on to find out.

There are a few ways a term life insurance claim could be denied, but rest easy. In most years, only a small fraction of life insurance claims are contested. So, this insurance may still be a great choice for you.

Having children changes everything. As your family grows, your policy needs to be able to keep up. Watch this video to learn how life insurance can help provide crucial coverage for your family at every stage of life, from early childhood to college years and beyond.

When you sign up for life insurance, you’re signing a contract. It’s important that you understand what it does and doesn’t cover. Yet some life insurance claims are denied. Here’s why.

Reading a homeowners insurance policy can be intimidating. Once you understand the basics, you'll be able to make sense of your policy and locate key information when you need it.

Whether you are a first-time driver who does not know where to start, or a long-time driver who is shopping online for the first time, you may want to use these tips to make the most of your online car insurance shopping experience.

Have you have ever opened your auto insurance bill and wondered how you could save a few bucks? Wonder no more. We’ve got you covered. Let’s look at a few options.

From immediate actions at the scene to the necessary follow-up procedures, being prepared could make a significant difference. Watch this video to learn everything you need to know, to help ensure you're equipped to handle any situation with confidence and clarity.

Life insurance may be essential for new parents. Learn about life insurance policies that could help provide additional financial coverage for your family.

For many veterans, leaving active duty can be a difficult time. You might be feeling a lot of uncertainty about the future. If you also have a family or loved ones who look to you for financial support, that feeling can be even more intense. Taking out a life insurance policy may be one way to help protect the future of the people you care about most.

After the age of 65, your insurance needs may change. Learn more about three key factors to consider when purchasing life insurance as a senior.

If you or someone you love is facing cancer, you know it impacts every part of life. It also affects how you search for life insurance coverage and who you buy it from.

Don't put it off. You can take five steps that are simple and free to help protect your digital identity today. Here's how.

If finding tips on how to budget isn’t exactly the first thing on your to-do list, don’t worry, you’re not alone. However, the budgeting process could go a long way towards improving your financial wellbeing. You could even describe it as necessary, helpful, and easier than you think.

Purchasing life insurance can be one of the greatest things you can do to help ensure your loved ones are taken care of when you pass away. But deciding how much you need is often difficult. Here are six items you might consider when looking into life insurance.

So, what is financial planning? Although you may have heard of the concept, it could be helpful to go over the basics.

Accidental Death & Dismemberment (AD&D) insurance is designed specifically to cover certain accidents. It provides a payout in the event of death or permanent physical injury due to a covered accident. AD&D insurance is very different from traditional life insurance. Depending on your needs, you may want both kinds of coverage.

Living insurance is another name for a type of insurance that has been around for a while — it’s also sometimes called Accidental Death and Dismemberment (AD&D) Insurance. Sound familiar? Let's learn more.

Watch this video to learn what makes AD&D and life insurance unique, and understand which options could be the right fit for you and your loved ones.

In this video, find out how AD&D insurance is different than life insurance and how it could make a big difference if there’s a loss of income in certain accidental scenarios.