What affects home insurance rates?

Whole life is permanent life insurance designed to last your entire life. Learn more about whole life insurance to figure out if it's the right kind of coverage for you and your family.

In this video, learn how term life insurance helps protect you and your family financially. Term life provides coverage for a fixed amount of time. This temporary coverage is designed to help your loved ones pay for things like funeral costs, medical bills and other expenses.

Whole Life Insurance - what is it, how does it work and is it right for me? In this video, you'll get the answers to these questions as you learn how whole life could provide coverage for your loved ones, helping with funeral expenses, medical bills and other costs at the end of life.

Many permanent life insurance policies offer the unique benefit of building cash value in an interest-earning account. This could give you and your loved ones financial flexibility in the present while helping provide a greater lump sum for your beneficiaries.

Home insurance premiums depend on a variety of factors related to you, your home and current economic conditions. Understanding how insurance providers determine your rate may help you keep costs down and find the right policy for your needs.

Unlike other housing options, condos combine private ownership with shared amenities and homeowners association (HOA) rules. Starting with these questions could help you figure out whether buying a condo might be right for you.

Before you spend the cold months curled up on the couch with a good book or your favorite shows, there are a few steps you can take in the fall to make winter as trouble-free as possible for your home. Let’s look at some of the things you may want to consider as winter approaches.

Shopping for car insurance as a senior comes with its own set of questions and opportunities. From understanding eligibility rules to exploring discounts, adjusting coverage and finding options that fit your lifestyle — the right policy is out there. Read more to find out what you may expect and how to make confident, cost-effective choices when it comes to senior car insurance.

If you smoke, you might assume life insurance is out of reach - but the truth is, you still have options. Whether you use tobacco, vape, or cannabis products, there are coverage types that may work for your situation and your budget. In this video, we’ll walk through what to consider when applying for life insurance as someone who smokes - from understanding coverage types to knowing when and how to apply. You’ll also learn why it’s important to be honest during the process and how quitting down the line could help reduce your rates.

You were prepared to take the next step to help protect your family with life insurance. Then you found out your application was rejected. Now what? There may be options for people who are declined for a life insurance policy. Don’t give up!

If you’re like a lot of people in the workforce, you might have signed up for your company’s life insurance program as soon as it became available. But is basic life insurance through an employer enough to meet your needs?

Getting married changes your life. This is a time when many newlyweds begin planning their future together. That planning often includes life insurance - for 3 good reasons.

An annuity is a financial product that’s designed to provide payments over time, often used to help support someone in retirement. The annuity definition is fairly simple: You contribute money, either in a lump sum or in smaller payments, and in return, the annuity may pay you back on a schedule — sometimes for a set number of years, or even for the rest of your life.

From job loss to car repairs, unexpected expenses can quickly throw a wrench in your budget. That’s where an emergency fund can help. Whether you’re just beginning to save or looking for ways to strengthen your safety net, you’ll find approachable tips to help you feel more prepared and confident for whatever comes next.

While you can’t control the cost of goods and services, there are a few things you can do to better understand what is happening and to weather this challenging time. Learn more.

You probably know that life insurance pays money to your loved ones after you die. (It’s called a “death benefit.”) But some types of life insurance may also give you money to use while you’re still alive. They build what’s known as “cash value.” One of the possible uses for that money is as retirement savings.

What’s the difference between life insurance and accidental death & dismemberment insurance? While both options can help protect your family’s financial future, there are some key differences you should know. Watch this video to learn what makes AD&D and life insurance unique, and understand which options could be the right fit for you and your loved ones.

Are you wondering what Accidental Death and Dismemberment (AD&D) insurance is and how it could help protect you and your family’s financial future? Find out how this type of coverage is different than life insurance and could make a big difference if there’s a loss of income in certain accidental scenarios.

Most people know at least a little bit about what life insurance is, but what’s the big deal about Accidental Death and Dismemberment Insurance? What is it? Why is its name so long? Does anybody even have it?

Accidental Death & Dismemberment (AD&D) insurance is designed specifically to cover certain accidents. It provides a payout in the event of death or permanent physical injury due to a covered accident. AD&D insurance is very different from traditional life insurance. Depending on your needs, you may want both kinds of coverage.